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Merlon

Self-hosted AML/CFT platform for non-bank financial institutions

Score-Driven Architecture

CDD score is the central axis: TM thresholds, case priority, and screening frequency all derive from it.

Auditability First

Every decision rationale is recorded reproducibly, with deterministic output pinned by tests.

Fail-Alert

On failure, the system errs toward alerting, preferring false positives over missed detections.

Configuration as the Product

Rules are expressed as JSON/YAML configuration, never hardcoded.